Auto Accident Law Center
Your Healing is Our #1 Priority
Motor Vehicle Accidents We are blessed to live in the State of Hawaii where headlines rarely include murder and mayhem like we see in larger cities on the mainland. In 2008, the U.S. Department of Transportation reported that car accidents killed more people in the United States than guns. We do not handle guns but we do get into our cars and drive almost every day. We drive to work, we drive our children to school, we go shopping for groceries and visit with friends and family. No matter how cautious we are, there are drivers on the road who may be under the influence of alcohol, using their cell phone or preoccupied with something else other than driving safely. Did you know that statically texting on your cell phone is more dangerous that drinking and driving. Unfortunately, many driver who would never drink and drive, do not think twice about texting and driving. Before you can file a claim from an injury arising out of an automobile accident, you need to meet a minimum of $5,000 in medical expenses. That is the law to prevent minor injuries from clogging up the court systerm. Hawaii is a No-Fault state. What that means is simply that each injured person own automobile insurance pays for his or her medical insurance under the Personal Injury Protection coverage otherwise known as PIP. The law only requires $10,000 of PIP coverage but we recommend $100,000 to protect you and your loved ones. $100,000 PIP coverage is the minimum that we recommend given the fact that a visit to the emergency room and a two night stay in the hopital can easily cost more than $10,000 which is the current minimum required by law. You may think that your other medical insurance will cover your medical bills from the automobile accident and you are correct, however, your medical insurance carrier will request a reimbursement of the payment of the medical bills not paid by PIP beyond the $10,000. Many of our clients are surprised to learn that after an award or settlement, their own medical insurance company will file a ''medical lien'' on their case so that the medical insurance company can be reimubursed after your case is concluded against the driver that injured you. The law allows this because it is the insurance companies that lobby to have these laws put into place. Accident Attorney in Hawaii - Professional Accident Lawyer - Honolulu |
