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Insurance Bad Faith

Insurance Bad Faith is a complex area of law. Bad faith simply means that your insurance company put its own interest ahead of your interest which is against the law. The law specifies what conduct results in bad faith by your insurance company. For example in Mr. M's case, even thought he had a $300,000 UIM policy, his insurance company refused to pay the full amount forcing Mr. M to waste time and money by arbitrating his claim. The evidence was overwhelming that Mr. M's case value exceeded the $300,000 policy limit. Mr. M's insurance company delayed and refused to pay the full amount. Now put your self in Mr. M's shoes. You are worried about your permanent disability. You are worried about your employment. You are worried about your future economic well being. You are worried about your future health. The last thing you should have to worry about is weather your own UIM insurance coverage is going to pay. The stress and anxiety caused by your own insurance company to whom you have been paying premiums your whole life tries to nickel and dime your claim is recognized by the law. You need to consult with an attorney if you believe that your insurance company has put its interest ahead of yours.